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Saturday, October 18, 2014

Book Review - An Average Joe's Pursuit for Financial Freedom: Change Your Perception of Money by Michael Warren Munsey plus $25 Amazon/Paypal Giveaway

An Average Joe’s Pursuit for Financial Freedom offers a different perspective on money than what is traditionally taught by our parents and in our school systems. The reason there is such a discrepancy between the wealthy and the poor is due to the difference in the way money is perceived. We are not born with the ability to maintain wealth: it is something that is learned. The knowledge of knowing how to make money work to generate passive income is something that anyone can learn as long as they are disciplined. An Average Joe’s Pursuit for Financial Freedom is based on practical concepts and discusses the problems that the majority of us face with our personal finance. The concepts in this book are based on theory by an author that practices what he writes about.

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"If you are looking for financial freedom, this book is definitely for you!" 
-  review from The Frugal Mrs Jones

"Reading this book, will not only enlighten you, it will educate you as well."  
- review from Deneale's Book Buzz

"An encouraging and fast read that will change your thoughts on money management and how you will go about seeking financial freedom for yourself and family."  
- review from Living the Leviner Life

Our Book Review
This book is well written with clear explanations and descriptions of anything to do with finance. The author uses clever examples of everyday life to make the best use of our money. When we go to work to make money, how many of us actually make the income work for us?

A chapter is designed for the American market the 401 (k) and the their social security system which I didn't really understand, being in the UK,  but still picked out useful information out that I could use.

The question of does really paying for a good education make you more money, ie being laden with student loans for a long length of time work, is a very apt one for every parent especially when the costs are around £9000 per academic year . Working together with your spouse / partner to work to a budget by creating a spread sheet and sticking to it can have a massive influence on your finances. By identifying what is luxury and what is an necessity is well defined .

This book will give you food for thought and the hints it mentions will make a difference not only to your finances but will also enrich your lifestyle. If you have money / finance problems read this book and also the selected literature that the writer mentions in his book.

Our Rating

About the Author
Michael Munsey works in the oil industry and resides in Houston, Texas. He received his undergraduate degree from Murray State University in May of 1995. While working to climb the corporate ladder within Halliburton Energy Services, Michael enrolled in the EMBA program at Rice University in 2005. After earning his MBA, he had a major change in the way he perceives money which he is sharing in this book.

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Sharon x

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  1. I have read and re read this book a couple of times. I really wish I had had a book like this years ago my retirement years might have looked a lot different.

  2. Hi *waves* great review, not a book I'd personally choose (I'm old fashioned with money and allergic to credit haha) but your write up was fab.

    Hugs, Michelle x

  3. Sounds like a good except for the American part. I think this book definitely touches on the current thinking and what perception of money. I was speaking to my sister who started uni when the £9000 rule came in, by the time she is done she will be coming out with £45k or more whereas my brother who started before the change came out with almost £15k all big money but what can one do. They saw how I struggled with not taking a government loan to go to uni but I did it and finished with no debt for the government.

  4. This is a good book to have in your financial library.

  5. Back when I was in high school, we had a very good financial class. This knowledge has kept us doing well over the years, and we have imparted that knowledge onto our children when we homeschooled them. Yet, with my nieces and nephews, I see that they, in their public school setting, must not have gotten this good education. I'll be recommending this book for them to help them. Thank you for the great review!

    BTW: I think I will get this for myself anyways since SS has changed so much. I had difficulty understanding how to sign my BIL up for things when he retired this year. It had my head spinning a bit.

  6. Money is one of the things my hubby and I stress about the most. I would love to read this and hopefully get a better understand who how money works and ways to be more financially secure

  7. Money is the one thing my hubby and I stress about the most! I would love to read this book and better educate myself on how to be more financially secure

  8. I'm with Savannah - Nathan and I always stress about money and I don't think it helps that I work from home so am always waiting on payments!

    Great review :)

    Louise x

  9. We have no credit, we only buy what we can pay for. No loans either. My Mom always called it working class poor. It isn't always the easiest but at least the only debt we have is our monthly bills.

  10. This looks really interesting, I think I'll have to look into it further. It would be really good to get some of that financial freedom!!


  11. Yep, everything in life is learned, including how to responsibly treat money. Looks like a wonderful read!

  12. This sounds like a book I would love to have and share with my kids Thanks for sharing


Always lovely to hear your comments xx

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